Commercial Insurance
Whether you’re looking for liability insurance, vehicle insurance, or protection for your tools and equipment, we’ll help you find the right coverage. Get affordable quotes from top insurance providers.
Commercial Insurance Tailored to Your Business
Protecting your business means protecting the people, vehicles, and equipment behind it. Our commercial insurance is tailored to your operation, giving you the coverage you need—without paying for what you don’t. From General Liability and Workers’ Compensation to Tools & Equipment and Commercial Auto, we help shield your livelihood from unexpected risks. Get a fast, personalized quote and manage your policy anytime with 24/7 access. Join thousands of business owners who trust us to keep their business moving forward.
How to Save on Commercial Insurance
Bundle Business Policies
Bundling multiple policies is one of the most effective ways to save. Combining General Liability, Workers’ Compensation, Commercial Auto, and Business Tools & Equipment coverage often results in significant discounts. Many businesses can also bundle additional policies depending on their operations.
Request a Discount Review
Insurance needs change as your business grows. Our agents can review your policies to identify potential discounts and ensure you’re taking advantage of every available savings opportunity.
Adjust Your Deductibles
Increasing deductibles on applicable coverages can lower your premium. A deductible is the amount your business pays before insurance coverage applies. Keep in mind that liability claims do not carry deductibles, making proper protection especially important.
Compare Quotes from Multiple Carriers
Insurance prices and coverage options vary widely by company. We work with over 40 commercial insurance carriers, allowing us to quickly compare rates and coverage to find the best value for your business.
Go Paperless
Many insurance companies offer discounts for electronic payments and paperless policy delivery. Managing policies digitally can save money—and time.
What You Get
Four Reasons to Choose Us
- Free Expert Advice
- Lowest Rate
- Variety Discounts
- No Hidden Fees
How to Save Money
- Bundle Auto & Home Insurance
- Ask for a Review of Discounts
- Increase Your Deductible
- Compare Quotes from Many Companies
- Do Everything Electronically
What Does Commercial Insurance Cover?
A commercial insurance program is typically made up of several key coverages, each designed to protect a different part of your business:
General Liability (GL)
Covers claims involving bodily injury, property damage, or personal injury caused by your business operations—whether on your premises, at a job site, or offsite.
Workers’ Compensation (WK)
Provides coverage for medical expenses and lost wages if an employee is injured or becomes ill due to their job. It also helps protect employers from related lawsuits.
Business Tools & Equipment
Helps repair or replace tools, machinery, and equipment if stolen, damaged, or lost. Coverage can apply at your shop, on a job site, or while in transit.
Business Tools & Equipment
Helps repair or replace tools, machinery, and equipment if stolen, damaged, or lost. Coverage can apply at your shop, on a job site, or while in transit.
Commercial Auto
Covers vehicles used for business purposes, including liability, collision, comprehensive damage, and medical costs resulting from covered accidents.
Business Property
Protects your owned or leased building and business contents—such as furniture, inventory, and supplies—from covered losses like fire, theft, or vandalism.
Business Income / Extra Expense
Helps cover lost income and operating expenses if your business is temporarily unable to operate due to a covered loss, such as a fire or major property damage.
Our Commercial Insurances
Commercial Auto
Cover your auto, truck, van, or fleet and protect your business. Vehicle-related damage shouldn’t mean lost revenue for your business. With commercial auto insurance, you’re covered for dents, dings, tows and third party damage. Ride-share coverage available.
General Liability
Accidentally damaged a customer’s property? General liability insurance makes those uh-oh moments okay by covering a wide range of incidents and basic risks.
Workers Compensation
If you have employees, most states require workers’ comp coverage. But unlike most insurance companies, our coverage is 100% designed for small businesses. We’re here to make sure you always have the right coverage.
Tools and Equipment
Add a tools and equipment upgrade to your general liability insurance. If your gear ever gets damaged or stolen, having them insured will keep you in business.