General Liability Insurance
Whether you need coverage for third‑party bodily injury, property damage, or personal and advertising injury claims, we’ll help you find the right general liability policy. Get affordable quotes from trusted insurance providers and protect your business from everyday risks while meeting contractual and regulatory requirements.
General Liability Insurance Tailored to Your Business
Protecting your business starts with protecting it from everyday risks. Our general liability coverage is tailored to your operation, providing essential protection against third‑party bodily injury, property damage, and personal and advertising injury claims—without paying for coverage you don’t need. From contract requirements and claims protection to ongoing policy support, we help safeguard your business from unexpected liability exposures. Get a fast, personalized quote and manage your policy anytime with 24/7 access. Join thousands of business owners who trust us to protect their operations and keep their business moving forward.
How to Save on General Liability
Bundle Business Policies
Bundling multiple policies is one of the most effective ways to save. Combining General Liability, Workers’ Compensation, Commercial Auto, and Business Tools & Equipment coverage often results in significant discounts. Many businesses can also bundle additional policies depending on their operations.
Maintain a work safety program.
Implementing an on and off premises workplace safety program. Well-trained employees following all recommended safety standards can help you reduce worker injuries and maintaining a clean claims history.
Proper employee classification.
Ensure your workers’ comp policy has proper and accurate employees classifications. Inaccurate classification error can lead to unnecessarily higher costs in premium. Make sure every employees or workers fall into the correct classification ratings and rates.
Develop a return-to-work program.
Creating a return-to-work program can help you retain valuable employees. It is to help injured workers return to work as soon as they are medically able. Doing this could provide an alternative role for them to return to work more quickly. Many insurance carriers offer premium credits or discounts to business owners who offer return-to-work programs. A return-to-work program can save you the cost of hiring new employees – even if you don’t earn a discount.
Go Paperless
Many insurers offer small discounts for paying by EFT (electronic funds transfer) and receiving bills and policies electronically.
What You Get
Four Reasons to Choose Us
- Free Expert Advice
- Lowest Rate
- Variety Discounts
- No Hidden Fees
How to Save Money
- Bundle Auto & Home Insurance
- Ask for a Review of Discounts
- Increase Your Deductible
- Compare Quotes from Many Companies
- Do Everything Electronically
What Does General Liability Insurance Cover?
A general liability insurance program is designed to protect your business from common third‑party risks. It typically includes several key coverages, each focused on different aspects of liability exposure, such as bodily injury, property damage, and personal and advertising injury claims
Property Damage Liability
Provides protection if your business accidentally damages someone else’s property. This can include repair or replacement costs, legal defense, and related expenses.
Personal & Advertising Injury
Covers non‑physical harm caused by your business, such as libel, slander, copyright infringement in advertising, or reputational damage claims. It helps pay for legal defense and settlements.
Legal Defense & Court Costs
Pays for attorney fees, court expenses, and other legal costs associated with covered liability claims. These costs are often covered even if the claim is groundless, up to policy limits.
Bodily Injury Liability
Covers claims when a third party (not an employee) is injured due to your business operations, products, or activities. This includes medical expenses, legal costs, and potential settlements or judgments.
Our Commercial Insurances
Commercial Auto
Cover your auto, truck, van, or fleet and protect your business. Vehicle-related damage shouldn’t mean lost revenue for your business. With commercial auto insurance, you’re covered for dents, dings, tows and third party damage. Ride-share coverage available.
General Liability
Accidentally damaged a customer’s property? General liability insurance makes those uh-oh moments okay by covering a wide range of incidents and basic risks.
Workers Compensation
If you have employees, most states require workers’ comp coverage. But unlike most insurance companies, our coverage is 100% designed for small businesses. We’re here to make sure you always have the right coverage.
Tools and Equipment
Add a tools and equipment upgrade to your general liability insurance. If your gear ever gets damaged or stolen, having them insured will keep you in business.